Personal Data and its collection
Personal Data, means and includes, any data relating to identified or identifiable living person (‘data subject’ here in referred as you/your’) including but not limited to, name, address, mailing address, telephone number, email ID, bank account details including details linked to credit/debit payment instruments, information about your mobile phone, any personal details that may have been voluntarily provided by the customer, whether to Unique Identification Authority of India (UIDAI), Credit Information Bureau of India Limited (CIBIL) or any other agency including any other Credit Information Companies (CIC).
Security and Confidentiality
Highyield makes sure at all times to implement reasonable security practices and procedures (such as managerial, operational, physical and technical) for the purpose of protection and safeguarding of your Personal Data as the same is of vital importance to Highyield. At Highyield, we are strongly committed to protecting the personal and financial information that you submit to us.
Lastly, you are requested to help us protect your data privacy by maintaining the secrecy of the username and password you use for any of our Services.
Highyield operates channels, pages and accounts on some social media sites to inform, assist and engage with customers. Highyield monitors and records comments and posts made on these channels about Highyield in order to improve its products and services.
Please note that you must not communicate to Highyield through such social media sites the following information:
– sensitive Personal Data including (i) special categories of Personal Data meaning any information revealing racial or ethnic origin, political opinions, religious or philosophical beliefs, or trade union membership, and the processing of genetic data, biometric data for the purpose of uniquely identifying a natural person, data concerning health or data concerning a natural person’s sex life or sexual orientation and (ii) other sensitive Personal Data such as criminal convictions and offences and national identification number ;
– Excessive, inappropriate, offensive or insulting information towards individuals.
Highyield is not responsible for any information posted on those sites other than the information posted by its employees on its behalf. Highyield is only responsible for its own use of the Personal Data received through such sites
Consent is often referred to as an individual’s choice to “opt-in” or “opt-out” the use of their Personal Data and is usually obtained by a “check box” or signature confirming the individual understands and agrees to the processing of their Personal Data. At times, express written consent from you may be required based on the information processing activity. Whenever required, we take consent from you prior to:
Should You Want To Opt Out
If we possess your contact information, we may want to keep you posted about our products, services and events, through email. Should you prefer not to keep up to date with Highyield news and latest information on services and receive such marketing materials, please send an email to email@example.com However, such withholding of information or withdrawal of consent may result in us not being able to provide services and facilities and we reserve its right to take appropriate action with respect to any obligations or in relation to any contract under which such Personal Data was sought.
We will update your preferences as soon as reasonably practical. However, do note, if you opt out of our emailing list, as described here, we may not be able to remove your Personal Data from all databases of Highyield or other 3rd parties. For that, you would need to raise a request to erase your data as mentioned in the above section (control over your information).
Highyield shall not be liable for any loss or damage sustained by reason of any disclosure (inadvertent or otherwise) of any information concerning the user’s account and / or information relating to or regarding online transactions using credit cards / debit cards and / or their verification process and particulars nor for any error, omission or inaccuracy with respect to any information so disclosed and used whether or not in pursuance of a legal process or otherwise. Highyield does not store any Credit\ Debit card details. Any other personal and sensitive Personal Data shared by you which is not asked by Highyield during registration, either mandatorily or optionally; accounts to willfull and intentional furnishing; and Highyield will not be liable for breach of such information.
Data Privacy Issues and Whom to Contact